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OUR PROCESS

A Clear Path From Here to Legacy

Our job is to protect your biggest asset — your ability to earn an income.

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We don’t sell products — we educate first, and we serve, guide, and empower.

Don’t worry, we keep it simple and easy.

Five-Step Planning Process

Our five-step planning process takes you from where you are to where you want to be.

No jargon, no pressure — just a structured, transparent process that moves you forward.

01

Strategy Call

We start with a complimentary conversation to understand your goals, concerns, and current financial picture.

02

Financial Analysis & Fact Finding

The fact-finding conversation where we gather everything needed, and the financial analysis built from it — the two happen together in this step.

03

Custom Strategy

A personalized roadmap built for them.

04

Implementation

Putting the plan in motion with trusted institutions.

05

Ongoing Stewardship

Regular reviews to adjust as life changes.

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Important Disclosures
STATEMENT OF CLARITY

Important Disclosures

The foundational bedrock of a high-integrity financial partnership. Please review these disclosures carefully.

01

Professional Standing

  • TFG Tolbert Financial Group, LLC provides insurance-related education and services through appropriately licensed and appointed insurance professionals.
  • Insurance recommendations and transactions are conducted only through appropriately licensed and appointed insurance professionals.
02

Product Parameters

  • Insurance product availability and features vary by carrier and jurisdiction and are subject to eligibility, underwriting, policy terms, limitations, exclusions and carrier approval.
  • Guarantees associated with insurance products are subject to the claims-paying ability of the issuing insurance company.
  • Nonguaranteed policy values, interest crediting and dividends, where applicable, may vary.
03

Risk & Strategy

  • Policy loans and withdrawals may reduce available cash value and death benefits, may cause a policy to lapse if not properly managed, and may have tax consequences.
04

Advisory Boundaries

  • TFG Tolbert Financial Group, LLC does not provide legal or tax advice.
  • Information presented on this website is for general educational purposes and should not be considered individualized legal, tax or investment advice.
  • Clients should consult appropriately qualified professionals regarding their individual circumstances.
  • Products and services may not be available in all states.

For questions about these disclosures, contact [email protected] or call (728) 242-3597.

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Find your gaps before your Strategy Call.

Take the 2-minute Coverage Gap Questionnaire and bring your score with you. We’ll start your Financial Analysis from exactly where you stand — no guessing.

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No separate planning fee. TFG does not charge a separate fee for the insurance analysis and strategy process. Premiums go to the carrier, and TFG is compensated by the carrier when coverage is placed.

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Chuck Tolbert, Licensed Financial Professional  ·  Sheila Tolbert, health insurance professional

TFG Tolbert Financial Group

Your trusted partner in building generational wealth and securing your financial future.

Affiliated with AmeriLife Group and TruChoice Financial Group.

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Important Disclosures

TFG Tolbert Financial Group, LLC provides insurance-related education and services through appropriately licensed and appointed insurance professionals. Insurance product availability and features vary by carrier and jurisdiction and are subject to eligibility, underwriting, policy terms, limitations, exclusions and carrier approval. Guarantees associated with insurance products are subject to the claims-paying ability of the issuing insurance company. Nonguaranteed policy values, interest crediting and dividends, where applicable, may vary. Policy loans and withdrawals may reduce available cash value and death benefits, may cause a policy to lapse if not properly managed, and may have tax consequences. TFG Tolbert Financial Group, LLC does not provide legal or tax advice. Information presented on this website is for general educational purposes and should not be considered individualized legal, tax or investment advice. Clients should consult appropriately qualified professionals regarding their individual circumstances. Products and services may not be available in all states. Insurance recommendations and transactions are conducted only through appropriately licensed and appointed insurance professionals.

TFG does not provide tax advice. Tax treatment depends on individual circumstances and applicable law and may change. Clients should consult a qualified tax professional regarding their individual situation.

When wills, trusts, estate documents or legal advice are needed, we encourage clients to work with qualified estate-planning attorneys and other appropriate professionals. TFG does not draft legal documents or provide legal advice.

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